How it Works
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1. Join our investor community.
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2. Invest $100 or more.
AHP buys pools of distressed mortgages at a significant discount, often 50% of the current property value.
Then we work with each homeowner to find a solution that keeps the family in the home with an affordable loan modification or discounted settlement. If the home is vacant or the family wants to move out, we offer a cash incentive for a deed-in-lieu-of-foreclosure or short sale. We work with every family to find the solution they want, regardless of their situation.
Because we interact directly with the homeowners, AHP helps reduce foreclosure-related legal fees, costs and expenses that cause losses for the big banks. Instead, our solution creates possible returns for our investors.
3. AHP Buys Distressed Mortgages.
AHP purchases non-performing mortgages at discounts and then offers sustainable solutions to families. We strive to deliver consensual solutions which families want. Resolutions include modification, refinancing, discounted settlement, short sale, and deed-in-lieu of foreclosure. We make a profit if our revenue - payments and disposition proceeds - exceeds the price we paid for the loans after subtracting all our expenses.
4. AHP Pays Distributions
Each month, if the Company has any money to distribute after paying all of its expenses, we intend to make distributions in the following order of priority:
• First, we will distribute enough to pay Investors a return 12% per year on their invested capital.
• Second, we will return to Investors all of their invested capital.
• Third, after Investors have received their 12% annual return and all their invested capital, we will keep any remaining profit for ourselves.
NOTE: There is no guaranty that we will earn enough profit to distribute a 12% return to Investors, or even to return their capital.
The Company will try to return to Investors all of their capital no later than the fifth anniversary of the purchase date, assuming there is sufficient cash flow. However, they might receive their capital sooner, later, or not at all.
You Can Invest in the Future of America's Families